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General Saving
It is a saving account crafted specially to manage day-to-day financial needs of the members. There is no restriction on deposit and withdrawal. Members can earn interest at 7.5% p.a. on their savings.
Monthly Saving
It is a mandatory saving account where every member must deposit stipulated sum of money every month. The main objective of this account is to develop saving habit of the members and strengthen the financial health of the member group as well as the microfinance institution. Interest rate 7.5% p.a. is provided on this saving account. The deposit along with interest will be returned to the members upon dissolution of the group.
Group Saving
It is a mandatory saving account on which each member of the group must deposit Rs. 5 at every center meeting. Such savings can be utilized for center operation/management. Interest rate of 7.5% p.a. can be earned on the deposited amount.
Child Saving
Child Saving Account is particularly aimed at members with children, which can be opened with minimum deposit of Rs. 50. The deposit amount can be withdrawn when the child reaches the age of 16 years. The main aim of this saving product is to help member save to secure his/her child’s future. The funds can help pay for child’s education or can be a financial support while embarking on a new career path. Attractive interest rate of 8.0% p.a. is offered on this saving product.
Grihalaxmi Saving
(100 days, 200 days, 300 days, 400 days and 500 days)
It is a unique type of saving product which offers better interest rates on savings for members who will not withdraw their deposits for a fixed period of time. It can be opened with minimum balance of Rs. 10,000. As per the need of the member, the deposit can be saved for a period of 100 days, 200 days, 300 days, 400 days and 500 days bearing a lucrative interest rate of 10% p.a., 10.5% p.a., 11%p.a., 11%p.a. and 11%p.a respectively. The account holder is restricted from withdrawing the funds until the said time has lapsed. Interest is paid on a quarterly basis.
Bright Future Saving
(7 years,9 years and 14 years)
This is a recurring type of deposit where the members need to deposit a fixed sum of amount every month for a stipulated period. Account holders have an option to choose either 7 years,9-year or 14-year tenure product. Upon maturity, the account holders choosing a 14-year tenure will receive double the amount deposited, whereas the account holders choosing a 9-year tenure will receive 1.5 times the amount deposited. 8.5%,8.6%,9.1% interest rate has been allocated to its saving account.
Financing Business
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Financing Business
Dream-IT unknown printer took a galley type and scrambled done.
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